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Understanding the role of lifetime gifts is crucial in estate planning, especially concerning inheritance tax (IHT). These gifts allow individuals to reduce the value of their estates before their passing, potentially decreasing the IHT burden on their beneficiaries. This approach not only facilitates financial savings but also enables individuals to witness the benefits of their generosity during their lifetime. This introductory section sets the stage for a deeper examination of lifetime gifts, highlighting how they can be used effectively to manage fiscal responsibilities while maximising the positive impact on beneficiaries' lives.
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.